A Flagship product for the firm…..

Our Real Estate Finance Coverage

General Overview
Financing Types
Non-Living Assets
Living Assets
Real estate investment yield has increasingly been viewed as a replacement fixed income bond yield, thus drawing allocations from large institutional investors seeding to specialised real estate investment and development lending platforms, all whom have varying appetites and requirements. With the deal environment for the highest quality assets being as elevated as it is, having committed financing is a source of competitive advantage in multiple bidder scenarios, never therefore, has it been as important to engage the services of a proven financing broker such as Mount Abu Capital, who can assess the vendors sale conditions, and can propose solutions that navigate through the myriad of lenders and deal criteria and obtain optimal financing terms, allowing for drawdown of funds to take place in the desired timeframe.

We pride our ability to rapidly find you Residental RE & Commercial RE financing in an ever more credit constrained environment where mainstream banks are restricting their lending.

As a London based firm, we predominantly focus on the United Kingdom, but seek proposals from borrowers whom have projects well located in mainland Europe and other Overseas Investors with UK mandates.

We are a UK approved regulated agent and can offer a fully managed Register of Overseas Entities service that supports international businesses to declare their ownership of UK real estate on the register, maintained by UK Companies House.

Target Clients

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UK Residential Real Estate Developers
UK Residential Real Estate Investors
UK Commercial Real Estate Developers
UK Commercial Real Estate Investors
European Developers & Investors
Other Overseas Investors with UK mandates

Project/Asset Location

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UK located Projects
Mainland European Locations

Development Phase

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Transitional Assets
Unconditional Site Purchases
Conditional Site Purchases
Stabilised Assets
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Capital Raising

Use of Funds

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Acquisition
Bridge
Development - Ground Up & Conversions
Developer Exit
Investment finance
Refinancing
Restructuring
Recapitalisation
Forward Funding (Fund-Through)
Forward Committment (Buy on Completion)
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Pricing/fees and LTV parameters dependant on:

(A) Prevailing market conditions (Institutional/lenders own liquidity, lender competition);
(B) Borrower/sponsor profile (net worth, track record of similarly completed developments with successful exit, level of personal guarantees);
(C) Property specific factors impacting the expected returns during the term (location, strengthening/deteriorating asset class, exit strategy).
(D) Covenant package (financial, operating, collateral, default provisions).

Mount Abu Capital will seek to optimise the financing terms to match the borrower/sponsors profile with the market outlook for the asset class in question to provide sufficient downside protection against unexpected market dislocations.

Senior Debt
Whole Loans Package
&
Mezzanine Only

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Senior Debt - Top of the Capital Structure (for development finance typically between 50-75% LTC, and for investment finance between 50%-75% LTP/LTV/VP)
Stretched Senior Debt - Whole loan blended with both senior and mezzanine from one lender (between 75-90% LTC)
Super Stretched Senior - Whole loan blended with both senior and mezzanine from one lender (up to 95% LTC)
Stand Alone Mezzanine - Below Senior debt in the Capital Structure (up to 90% LTC)

Equity
&
Special Situations

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Preferred Equity
Side by Side Equity
Old Equity Refinanced with New Equity - on current market terms
Special Situations: Typically for stabilised assets that are exeriencing some degree of stress/distress (up to 85% LTV) backed by a credible business plan.

Private Placement Bonds

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Marketed to carefully selected institutional investors

Specialised Funding Structures

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Typically for institutional grade larger schemes
Forward Funding - (Fund-through Development Finance)
Forward Commitment (Buy on Completion)
Sale and Leaseback

Legal Entities

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Corporate Entities, Onshore/Offshore SPV's, LLP's.

Other Loan Criteria

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Term - 3 months to 5 years
Minimum loan size GBP2mm upwards.
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Operational Real Estate (ORE) cuts across both traditional and alternative types of real estate. The key distinguishing feature of ORE relates to the predictability and security of the underlying revenue stream when compared with the income streams derived from traditional real estate.

Hospitality

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Hotels
Aparthotels
Serviced Apartments

Office

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Offices - Grade A, B, C
Business Parks

Logistics

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Urban/Last Mile Logistics
Distribution Centers
Out of Town Warehouses
Fulfillment Centers

Industrial

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Production Facilities
Retail Warehouses

Emerging Sectors

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Life Sciences
Data Centres

Special Purpose

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Self Storage
Car Parks
Motorway Roadside
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Investors are drawn to the granularity of multi-family assets as a means of diversification from traditonal single tenant mix compositions.

Coverage of Ground Up Development and Conversion under PDR.

Build to Rent (BTR)
Products

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Multifamily (MF)
High-Rise (12+stories), Mid-Rise (5-12 Stories)
150 Units or more units
Institutional Private Rented Sector (PRS)
Purpose Built Student Accomodation (PBSA)
Later Living
Co-living/Young Professionals
Single Family Homes (SFH)
Brownfield or Greenfield Schemes

SME Developer
For Sale Products

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Low-Rise (3-4 stories)
30 units and below for variety of end uses such as luxury.

Schemes for
Single Family Homes

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Brownfield or Greenfield Schemes or Affordable Housing

Urban Regeneration Schemes

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Conversions to Residential under PDR
Social Housing

Healthcare

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Care & Nursing Homes
Private Hospitals
Medical Centres

Asset class

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A super simple icon list element.
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Our Process

SHORT TERM FINANCE
LONG TERM FINANCE

1

CLIENT KYC/KYB
&
PROJECT DUE DILIGENCE

2

CLIENT MANDATE
&
MARKETING
MATERIALS

3

LENDER SEARCH
&
OPTIMISATION

4

TERM SHEET
&
VALUATION

5

LEGALS
&
DRAWDOWN

EXIT VIA REFINANCE
REPEAT BUSINESS
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Our Process

SHORT TERM FINANCE
LONG TERM FINANCE

1

CLIENT KYC/KYB
&
PROJECT DUE DILIGENCE

2

CLIENT MANDATE
&
MARKETING MATERIALS

3

LENDER SEARCH
&
OPTIMISATION

4

TERM SHEET
&
VALUATION

5

LEGALS
&
DRAWDOWN
EXIT VIA REFINANCE
REPEAT BUSINESS
SHORT TERM FINANCE
LONG TERM FINANCE

1

CLIENT KYC/KYB
&
PROJECT DUE DILIGENCE

2

CLIENT MANDATE
&
MARKETING MATERIALS

3

LENDER SEARCH
&
OPTIMISATION

4

TERM SHEET
&
VALUATION

5

LEGALS
&
DRAWDOWN
EXIT VIA REFINANCE
REPEAT BUSINESS
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REGULATORY, OPERATIONS & LEGALS

CONTACT US

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